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BUILT IN TANZANIA FOR EAST AFRICAN LENDERS

Core lending and agency-banking software for African financial institutions

Accurate to the shilling. Every key action on record.

From daily collection sheets to branch-level cash reconciliation — everything a microfinance or agency banking operation needs, in one secure system built for Tanzania and East Africa.

No credit card required Free trial 5-step guided setup
What We Solve
CAPABILITIES
  • No More Excel
    One system replaces error-prone spreadsheets
    Solved
  • No Manual Reports
    Daily, monthly & yearly reports, generated by the system
    Automated
  • No Cash Leakage
    Daily over/short reconciliation flags every gap
    Reconciled
  • Real-Time Monitoring
    Every branch, every loan, one view
    Unified
  • Multi-Branch Control
    Manage all your branches from one dashboard
    Scalable
  • SMS Notifications
    Borrower alerts sent with your institution's sender name
    Built in
2
Core Systems
30+
Built-in Features
0
Manual Excel Sheets
Setup 5 guided steps
Microfinance SACCOS Agency Banking Village Banks Money Lending
Per request
Tenant isolation checks
TLS
Encrypted Transit
Daily
Off-site backups
SSL Encryption Full Audit Logs Role-Based Permissions Tenant Data Isolation Login Attempt Lockout
WHY LERIFLOW

Why Financial Institutions Choose LeriFlow

Stop losing money to spreadsheets and manual processes.

No More Excel

One system replaces error-prone spreadsheets — loans, collections, and daily balances, all in one place.

No Manual Reports

Daily, monthly, and yearly reports — with PDF and Excel exports — generate themselves.

No Cash Leakage

Daily Over/Short reconciliation flags discrepancies the same day, before they become losses.

Real-Time Monitoring

Track every branch, every loan, and every collection sheet entry as it happens.

EVERYTHING BUILT IN

One Platform, Every Module

Solutions and enterprise features your institution needs — nothing to bolt on.

The day-to-day operations of a lender or agency business: customers, cash, branches and the books.

Loan Management
Agency Banking
Savings & Deposits
Debt Collection
Accounting
Cash Flow
Branch Management
Customer Management
Coming soon
Super Agent Mode

For super agents and the sub-agents they serve: sub-agents register and request float online, replacing requests sent through WhatsApp groups.

The full loan life cycle: guarantors, schedules, penalties, rescheduling and write-offs, with end-of-day processing that runs on schedule.

Loan Engine
Interest Calculator
Repayment Scheduler
Collection Sheet
Automatic EOD
SMS Alerts
Audit Trail
Customer Timeline
Guarantor Tracking
Loan Rescheduling
Loan Term Extension
Penalties & Grace Periods
Penalty Waivers
Loan Write-offs
Customer Credit History
Lending Capital Tracking

Reports, receipts and statements your management, customers and auditors ask for, exported as PDF or Excel.

Dashboard Analytics
PDF Reports
Excel Export
Activity Logs
Expense Tracking
Customer Photo Storage
Notifications
Repayment Receipts (PDF)
Loan Statements (PDF, CSV, Excel)
Write-off Report
Over / Short Report

Access control, approvals and safeguards that keep each institution's data separate and every sensitive change accountable.

Dark Mode
Off-site Cloud Backups
Multi Company
Role Permissions
Session Timeout Security
Data Isolation
Brute-Force Protection
Built in Tanzania
Maker-Checker Approvals
Custom Roles
Repayment Reversals
Audited Loan Voids
PRODUCT TOUR

See LeriFlow In Action

Illustrative preview — request a live demo to see it with your own data.

Daily Balance Trend
Commission Trend
55%
Liquidity Ratio
40%
Debt-to-Capital
62%
Withdrawal-to-Deposit
CustomerAccountOutstandingNext DueDPDAmount (TZS)Status
Sample Client ALN-1042450,00020 Aug045,000Current
Sample Client BLN-08731,180,000Overdue12120,000Overdue
Sample Client CLN-1310260,00025 Aug015,000Current
Opening
5,000,000
Expected Closing
5,550,000
Actual Closing
5,550,000
Difference
0
Today's Cash Movement Balanced
Customer Collections
Collection Sheet
+2,400,000
Loan Disbursed
Loan Management
-450,000
Office Expense
Business Expenses
-32,000
Commission Earned
Monthly Commissions
+85,000
Office Debt Repayment
Office Loans
-120,000
Net Cash Profit
1,820,000
Collection Rate
94%
Portfolio Outstanding
12,600,000
ReportPeriodStatus
Daily Financial Report19 Aug 2026Balanced PDF
Over / Short Report18 Aug 2026Over PDF
Monthly SummaryAug 2026Ready Excel
PAR AnalysisQ3 2026Ready PDF

Sample figures for illustration only. Not customer data.

GETTING STARTED

How It Works

Register online through a guided setup, then bring your team and branches on board.

  1. 01
    Register Company
  2. 02
    Configure Business
  3. 03
    Add Branches & Products
  4. 04
    Invite Your Team
  5. 05
    Start Operations
PRICING

Simple, Transparent Pricing

Start free. Upgrade as you grow. No hidden fees.

All prices are in Tanzanian shillings (TZS) per month.

BUILT FOR REGULATED LENDERS

Every Company. Every Branch. Fully Separated.

Every request is checked against the institution it belongs to, so one company's customers, loans and reports are kept separate from another's. Key actions are logged, every branch is scoped, and sensitive changes can require a second person's approval.

  • Company & branch-level data isolation
  • Audit trail on key actions: disbursements, repayments and edits
  • Role-based access control
  • Custom roles you define, with permissions set per action
  • Maker-checker approval for write-offs, penalty waivers and reversals
  • Daily off-site backups, with restores tested weekly
  • CRB & Data Protection consent built into loan forms
FAQ

Frequently Asked Questions

Yes. Contact our team by WhatsApp, phone or email and we will move your account to the new plan and agree the change with you. Plan changes are not yet available from your account settings.

Yes. Add branches from Organization Settings up to your plan's branch limit, with no setup fee. For more branches, move to a larger plan.

Your data is encrypted in transit, backed up daily to off-site storage, protected by login attempt lockout and brute-force protection, and checked on every request so it stays separate from other companies on the platform.

Yes — every new account gets a guided setup wizard, and our team is available for live onboarding support.

Yes — use our Opening Loans Excel template to bulk import customers, loan balances, and repayment schedules during onboarding.

CONTACT

Let's Talk

Questions about LeriFlow? Our team is ready to help.

Ready to Grow Your Financial Institution?

Join institutions already running on LeriFlow. Start your free trial today.

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